Send "coffee 80" and it's logged. Ask "how much this month?" and it answers. No app to download. No forms. Just talk.
Type naturally. Zomato 340 or paid 1200 rent or coffee 80 yesterday. Any format works.
Spendly understands your message, extracts the amount, picks the right category, and saves it instantly.
Ask how much this month? or compare last 3 months. Or open the web dashboard for charts.
No rigid format. Type however you think.
Food, Transport, Shopping — AI picks the right one.
Log multiple expenses in one message.
Get warned at 80% and when you exceed limits.
Charts, trends, and full transaction history.
Identity hashing — your data can't be linked back to you.
Download all your data anytime, no lock-in.
No app install. Works on any device with Telegram.
Track expenses directly from WhatsApp — same natural language, same AI.
Built with
Open source · View on GitHub →
No signup. No credit card. Just open the bot and send your first expense.
✈ Open @SpendlyFinBotFree forever for personal use · ~$0.15/month in AI costs